If you think your personal or financial information may have been exposed, either in the Equifax breach, or another data breach, the first thing you should do is call the credit report agencies and place an “Initial Fraud Alert” on your credit.
The fraud alert is free.
What does it do?
Well, an initial fraud alert on your credit notifies potential lenders that they must first verify your identity before issuing credit. This report stays on your credit report for 90 days and can be renewed. It makes it that much harder for someone to use your information.