Last summer, from May-July, the identity of 145.5 million Americans was stolen in a data breach of Equifax, one of the three credit reporting agencies.
that means that almost 1/2 of the american population are affected!
What does this mean for you?
It can be a big problem for you if you are not careful and take steps to mitigate your exposure. What can happen? Well, your tax refund could be stolen, credit cards and other loans can be taken out in your name, your social security benefits can be stolen, etc.
It is a big deal and you need to protect yourself! The first step is to see if you were affected.
If you are affected, here are your next steps:
- Enroll in Equifax’s TrustedID Premier program and lock/freeze your credit. It is free.
- The above program only protects your equifax information, so you need to put a fraud alert on your credit with the other two agencies.
- Go to Experian and Click “Add Fraud Alert“
- Go to TransUnion and Click ” Place Fraud Alert“
- Review all three credit reports and file disputes for fraudulent activity.
These alerts are only good for 90 Days so you may want to consider permanently freezing your credit.